Lady: Do you smoke?
Lady: How many packs a day?
Boy: 3 packs
Lady: How much per pack?
Lady: And how long have you been smoking?
Boy: 15 years
Lady: So 1 pack cost $10.00 and you have 3 packs a day which puts your spending each month at $900. In one year, it would be$10,800 correct?
Lady: If in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct?
Lady: Do you know that if you hadn't smoked,that money could have been put in a step-up interest savings account and after accountingfor compound interest for the past15 years, you could have now bought a Ferrari?
Boy: Do you smoke?
Boy: Where's your fucking Ferrari then!! ?