Cheating Death - Hardcore
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I usually don't mind dieing in games but my kid managed to get my character killed (LV 18 almost cleared the game
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Since I really don't want to start from lv 1 again here is the fix

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Open the torchlight save and extract backup.tmp
remane it to 0.TSV and replace the on the save with it.
Load game
You just cheated death