Here is my save:
http://www.mediafire.com/?zhtu8a8a8tivmtz
Sam B
Level 30
393,048 / 398,277 XP
Money: $657
It says I have -20 upgrades. I don't have every upgraded unlocked, either. I imported my character from the first game. I tried looking at the save in a hex editor, but could not find the hex values.