Here's my SaveFile and it's Stats with some Pictures Attached to it:
http://www.megaupload.com/?d=O02U4574
I've Unequipped all my Items/Armor/Weapons etc... to see if that would help.
Name: Kevin
Level: 16
Gold: 6396
Inventory Space 127/140
Hitpoints: 250
Mana: 222
Experience: 137049
Experience Debt: 0
Experience needed to level: 26151
Vitality: 18
Spirit: 14
Strength: 23
Dexterity: 12
Intelligence: 6
Weapon Damage: 22-26
Melee Resistance: 11.31%
Ranged Resistance: 6.24%
Magic Resistance: 3.22%
Conditioned Body: 23%
Heightened Reflexes: 12%
Indomitable Will: 6%
Attribute Points (Remaining stat points): 4
Skill Points: 1